With all the repairs Al and I have done lately on the RV, we’ve asked ourselves many times if perhaps we should have purchased an extended RV warranty. It’s an important question every RV owner should ask themselves. Some RV repairs are easy, but many are difficult and expensive.
With RVs being rushed down the assembly lines, the quality of the product has slipped and so has customer service.
Once that one year manufacturers warranty is up, RV owners are left to their own devices dealing with failing components.
It’s not a matter of if your RV will need repairs, it’s a matter of when. The first time we blew a tire on our 5th Wheel Trailer, it took out our waterlines and did some body damage. Oh, what fun that was!
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Buying a RV Extended Warranty is Like Buying Insurance
An Extended Warranty is very similar to purchasing an Auto Insurance Policy. We never plan on getting into an accident. As a matter of fact, I think we’d all agree that we’d prefer not using that insurance. Yeah, no one wants to get into an accident, but when we do, thank goodness for that insurance.
RV components will fail, and when that happens do you have the knowledge, tools, and ability to fix your RV yourself or do you need to seek professional help?
Al and I are extremely handy and quite capable of working on our RV ourselves, but then again, we own a basic RV with few bells, horns, and whistles.
Even with that said, there are some things beyond our capabilities, and we know those more difficult fixes are expensive ones that will need to be addressed by a professional.
Having an extended RV warranty can offer peace of mind just like any other insurance policy … we hope to never need it, but when we do, we’re very glad we have it.
Reasons to buy a RV Extended Warranty
- Complexity of the RV – The bigger and more expensive the RV, the more difficult and more expensive the repairs will be.
- Big dollar repairs – RVs are full of many specialized components that can quickly add up to thousands of dollars in replacement costs not to mention the cost of labor.
- Peace of Mind – having an RV repair emergency fund is crucial but knowing that account wouldn’t be depleted during a major repair offers peace of mind.
- Resale Value – If you aren’t sure how long you intend to keep the RV, a transferable warranty may make your RV more marketable.
Should I buy an Extended Warranty for my RV?
Depends! We’ve spoken with many RVers via our travels and via this blog who have shared their horror stories with us about big dollar repair costs on their RV … RVs that are less than five years old. Imagine the cost of things like failing slide outs, cracked waste tanks, bent/broken frames, refrigerators and A/C units that won’t cool, and the list goes on.
Before we bought our new 5th wheel, we owned a truck camper that we also purchased new.
Shortly after the manufacturers warranty ran out, the camper fridge stopped working. The repair and replacement cost was over $1000. Yeah, over a grand for a little RV refrigerator in a simple truck camper.
Another costly situation happened to our 5th wheel when our waste tank cables broke during year two of ownership. Amazing what will break shortly after the manufacturers warranty expires.
So, should you buy an extended warranty? Again, depends! How big is your emergency fund? Do you have the wherewithal to service the RV yourself? We have several RV acquaintances that swear by their extended warranty and have said the warranty paid for itself. Knowing what I know now, we’ll definitely consider buying an extended warranty when we purchase our next RV. Isn’t 20/20 hindsight wonderful 🤔
Dealer sold warranties are money makers for the dealer
Many RV dealers will try to sell you an extended warranty when you buy your RV from them. Be sure you shop around before buying any warranty. Some dealer warranties are backed by the dealership itself and require you to get all the repairs done at that very shop … not very convenient when traveling across the country. Dealer-sold warranties are usually more expensive and less comprehensive than any warranty you can get externally. So, you’ll definitely want to shop around.
Some things to keep in mind when shopping for an extended RV warranty –
- Understand transfer and cancellation policies
- Know who’s backing the warranty
- Are you able to use any repair facility
- Verify any restrictions or limitations
- Check the reputation of the warranty company
- Understand deductibles, claim procedures, and term limits
Who do most RVers recommend?
A name that keeps popping up with positive reviews is Wholesale Warranties. We have several friends who’ve purchased an extended RV warranty from them and have been extremely pleased and more than one has said the extended warranty paid for itself.
What makes Wholesale Warranties a leader in the industry
Wholesale Warranties is dedicated to education and customer service. Their RV Warranty Specialists are fully trained on helping customers find the best policy for them, at the best price. With access to several different warranty companies, levels of coverage, and payment plans, they seek to educate the customer on the options available to them, and eventually help them narrow this down to the perfect policy to suit their needs.
Wholesale Warranties always provides customers with a full copy of the terms and conditions of their contract prior to accepting payment for a policy, and is dedicated to transparency. They want their customers to know exactly what they’re getting into, and this includes what they can expect to be excluded in their policy.
Wholesale Warranties does not simply disappear after the sale of a policy. They have a dedicated internal claims staff that is available to customers at any time during the life of the policy. Their claims specialists are happy to assist customers with any questions they have during the claims process, including facilitating communication between the warranty company and the repair facility, and addressing any questions about approval or denial of a claim. They stand behind the products they sell, and want customers to get the most out of their policies.
Wholesale Warranties is more than just RV Warranties!
They recently launched an RV Repair Facility directory called RV Repair Direct, where customers can find and rate mechanics in their area. This site also allows Wholesale Warranties customers to submit their information if they experience a non-emergency breakdown, and their internal claims staff will find a reputable repair facility or mobile repair technician that is able to complete that repair for them.
Final thoughts about an extended RV warranty
Knowing what type of RV repair bills you can and cannot afford will help you choose the best coverage for your personal needs.
If you are worried that RV repairs might blow your travel budget, or are just interested in getting a bit more information, you can click here and a warranty specialist from WholesaleWarranties.com will be happy to assist you. Mention that you are a Live Laugh RV reader and use code D-LLRV for the best price in extended warranties. Happy trails!
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